Upadhyay-Dhungel, Kshitiz, and Shreeram Lamichhane. “Cost and Financing Higher Education by Nepalese Student in Australia, Student Loans and Role of Bank in Nepal”. Banking Journal 1, no. 1 (July 21, 2011): 46–62. Accessed May 2, 2024. https://www.nepjol.info/index.php/BJ/article/view/5143.