Choubey, Rajeev Ranjan, Sapna Sugandha, Shree Bala Gupta, and Sneha Chaurasiya. “The Role of Digital Microfinance in Enhancing Financial Inclusion and Poverty Alleviation”. The Gaze: Journal of Tourism and Hospitality 14, no. 1 (December 31, 2024): 97–106. Accessed December 6, 2025. https://www.nepjol.info/index.php/GAZE/article/view/81711.