Karki, Dipendra, Akash Upadhyay, Sonika Giri, and Yuba Raj Regmi. “Brokerage Intermediation and Digitization in Attracting Urban Middle-Class Professionals in NEPSE”. NCC Journal 10, no. 1 (December 31, 2025): 11–26. Accessed May 30, 2026. https://www.nepjol.info/index.php/NCCJ/article/view/94959.