SHRESTHA, Swechchha Jyoti. Factors Influencing the Efficiency of Commercial Banks in Nepal. Apex Journal of Business and Management, [S. l.], v. 4, n. 2, p. 39–52, 2025. Disponível em: https://www.nepjol.info/index.php/ajbm/article/view/84693. Acesso em: 6 dec. 2025.