OJHA, Gaurav; DONGOL, Padam; MAHARJAN, Aliza. Digital Application and Software Adoption for Financial Planning: Evidence from Small and Medium Enterprises in Kathmandu Valley. The Batuk, [S. l.], v. 12, n. 1, p. 84–97, 2026. DOI: 10.3126/batuk.v12i1.90038. Disponível em: https://www.nepjol.info/index.php/batuk/article/view/90038. Acesso em: 31 jan. 2026.