Sah, Khushbu. “Impact of Capital Adequacy Ratio, Credit to Deposit Ratio, Dividend Policy and Ownership Structure in Financial Performance of Nepalese Commercial Banks”. Campion Journal of Multidisciplinary Research and Explorer 1, no. 1 (January 15, 2026): 101–126. Accessed January 25, 2026. https://www.nepjol.info/index.php/cjmre/article/view/89402.