GHIMIRE, Rabindra; THAPA, Bharat Singh; WAIKAR, Vilas. Policyholder Surrender Behavior in the Nepalese Life Insurance Market During the COVID-19 Pandemic. Journal of Innovation in Academia, [S. l.], v. 3, n. 2, p. 86–105, 2024. DOI: 10.3126/idjina.v3i2.73209. Disponível em: https://www.nepjol.info/index.php/idjina/article/view/73209. Acesso em: 20 jul. 2026.