Poudel, Hem Kanta, Deepesh Ranabhat, Pradeep Sapkota, and Mala Ranabhat. 2023. “Adoption of Digital Payment System Among the Youths in Pokhara Metropolitan City”. Journal of Innovation in Academia 2 (2): 160-72. https://doi.org/10.3126/idjina.v2i2.59495.