Sedhai, Prashanna, Surya Balami, and Nabin Pandey. “Green Microfinance and Women’s Empowerment: Mediating Role of Financial Literacy”. Interdisciplinary Journal of Innovation in Nepalese Academia 4, no. 2 (December 31, 2025): 185–203. Accessed January 11, 2026. https://www.nepjol.info/index.php/idjina/article/view/88790.