JOSHI, Uttam Lal. The Expenditure Patterns and Consumer Rationality . International Research Journal of MMC, [S. l.], v. 4, n. 3, p. 48–61, 2023. DOI: 10.3126/irjmmc.v4i3.58978. Disponível em: https://www.nepjol.info/index.php/irjmmc/article/view/58978. Acesso em: 8 dec. 2025.