THAPA, Bhim Kumar; PAUDEL, Ramesh Rasik. Digital Literacy as a Buffer against Perceived Risk on Online Shopping among Nepalese Generation Z: A Formative Higher-order Construct Approach. The International Research Journal of Management Science, [S. l.], v. 10, n. 1, p. 73–89, 2025. DOI: 10.3126/irjms.v10i1.87271. Disponível em: https://www.nepjol.info/index.php/irjms/article/view/87271. Acesso em: 26 jan. 2026.