GAUTAM, Jagannath. Evolution of Microfinance and Its Relevance in Nepal. International Research Journal of Parroha, [S. l.], v. 2, n. 2, p. 37–48, 2023. Disponível em: https://www.nepjol.info/index.php/irjp/article/view/76013. Acesso em: 10 dec. 2025.