H. Kharal, L. Adhikari, and D. K. Kunwar, “Social Security Fund Usage and Perception of Elderly People”, Int. Res. J. Parroha, vol. 3, no. 1, pp. 29–33, Dec. 2024, Accessed: Jul. 22, 2026. [Online]. Available: https://www.nepjol.info/index.php/irjp/article/view/76007