ADHIKARI, Madhav; GHIMIRE, Dinesh Mani; ADHIKARI, Sangam. Unveiling Psychological Drivers of Retirement Planning: Mediating Role of Retirement Goal Clarity. Journal of Emerging Management Studies, [S. l.], v. 3, n. 1, p. 49–65, 2025. DOI: 10.3126/jems.v3i1.78635. Disponível em: https://www.nepjol.info/index.php/jems/article/view/78635. Acesso em: 8 dec. 2025.