THAPA, Ashish. The Impact of Effective Payment Systems of the Financial Perofrmance of Small and Medium Enterprises in Bidrendranagar, Surkhet . Journal of Entrepreneurship & Management Studies, [S. l.], v. 2, n. 1, p. 144–158, 2025. DOI: 10.3126/jems2.v2i1.90283. Disponível em: https://www.nepjol.info/index.php/jems2/article/view/90283. Acesso em: 1 feb. 2026.