MAHATO, Surendra; DARJI, Puja. Smart Wallets, Stress-Free Lives: Determinants of Financial Wellness in Kathmandu. KIC International Journal of Social Science and Management, [S. l.], v. 3, n. 2, p. 113–132, 2024. DOI: 10.3126/kicijssm.v3i2.83606. Disponível em: https://www.nepjol.info/index.php/kicijssm/article/view/83606. Acesso em: 6 dec. 2025.