1.
Mahato S, Darji P. Smart Wallets, Stress-Free Lives: Determinants of Financial Wellness in Kathmandu. KIC Int. J. Soc. Sci. Mgt. [Internet]. 2024 Dec. 31 [cited 2025 Dec. 6];3(2):113-32. Available from: https://www.nepjol.info/index.php/kicijssm/article/view/83606