GAUTAM, R. P. Determinants of Banking Habit of Urban People: A Study of Narayan Nagarpalika, Dailekh. KMC Journal, [S. l.], v. 6, n. 1, p. 432–448, 2024. DOI: 10.3126/kmcj.v6i1.62376. Disponível em: https://www.nepjol.info/index.php/kmcj/article/view/62376. Acesso em: 18 may. 2024.