Kunwar, Kripa, Dipak Bahadur Bhandari, and Surya Bahadur G.C. “Does Fintech Adoption Enhance Banks’ Sustainability Performance? Competitiveness As A Mediator”. The Lumbini Journal of Business and Economics 13, no. 2 (December 17, 2025): 1–11. Accessed February 21, 2026. https://www.nepjol.info/index.php/ljbe/article/view/85047.