Impact of Financial Ratios, Operational Efficiency, and Non-Performing Loans on the Profitability of Nepalese Commercial Banks. Lumbini J. Bus. & Econ. [Internet]. 2022 Dec. 31 [cited 2026 Jul. 18];10(1-2):1-19. Available from: https://www.nepjol.info/index.php/ljbe/article/view/53884