Adhikari, Gyan Mani, et al. “Remittance Volatility and Social Development in Nepal: A GARCH-MIDAS Approach to Understanding Economic Stability’s Impact on Education and Community Welfare ”. Molung Educational Frontier, vol. 16, no. 01, Jan. 2026, pp. 142-68, doi:10.3126/mef.v16i01.89777.