Olowa, Omowumi Ayodele, and Olatomide Waheed Olowa. “Risk Management and Crop Insurance Adoption Among Cocoa Farmers”. Nepalese Journal of Agricultural Sciences 30, no. 1 (January 13, 2026): 5–26. Accessed January 31, 2026. https://www.nepjol.info/index.php/nepjas/article/view/89034.