Mahaseth RK. Efficiency, Net Interest Margin, and Loan to Deposit Ratio on Profitability of Nepalese Commercial Banks. Nep. J. Bus. [Internet]. 2024 Dec. 31 [cited 2025 Dec. 8];11(4):159-77. Available from: https://www.nepjol.info/index.php/njb2/article/view/79741