Kami, Dilip Kumar, Dipendra Raj Acharya, Kaushal Dutta, Nilam Bhatt, Nirajan Bist, and Nar Bahadur Bista. 2025. “Macroeconomic and Institutional Determinants of Non-Performing Loans in Nepalese Commercial Banks”. Nepalese Journal of Economics 9 (4):25-38. https://doi.org/10.3126/nje.v9i4.92357.