GURUNG, Prabita. The Effect of Technology Adoption on Operational Efficiency of Nepalese Commercial Banks. Nepalese Journal of Finance, [S. l.], v. 11, n. 3, p. 206–221, 2024. DOI: 10.3126/njf.v11i3.79570. Disponível em: https://www.nepjol.info/index.php/njf2/article/view/79570. Acesso em: 10 dec. 2025.