BHANDARI, Nelka. Effect of Bad Debts (NPL), Market Capitalization, Operation Cost, Capital Adequacy, Cash Reserve on the Profitability of Nepalese Commercial Banks. Nepalese Journal of Finance, [S. l.], v. 11, n. 4, p. 41–60, 2024. DOI: 10.3126/njf.v11i4.79769. Disponível em: https://www.nepjol.info/index.php/njf2/article/view/79769. Acesso em: 9 dec. 2025.