ROY, Dharmdev. Impact of Technology Innovation and R&D on Firms’ Performance in Nepal’s Service Sector . Nepalese Journal of Finance, [S. l.], v. 12, n. 3, p. 65–77, 2025. DOI: 10.3126/njf.v12i3.84488. Disponível em: https://www.nepjol.info/index.php/njf2/article/view/84488. Acesso em: 8 dec. 2025.