Prasad Joshi S, Kumar Dahal R, Karki D, Ghimire B. Consumer Behavior and Decision-Making in Health Insurance Policy Purchases in Nepal. Nep. J. Insur. Soc. Sec. 2024;7(1):100-115. Accessed July 18, 2026. https://www.nepjol.info/index.php/njiss/article/view/72606