Upadhyaya YM, Budhathoki PB, Ghimire SR. Efficiency Measurement in Nepalese Non-Life Insurance Companies: A Hybrid Data Envelopment Analysis and Panel Regression Approach. Nep. J. Insur. Soc. Sec. 2025;8(2):46-56. Accessed July 18, 2026. https://www.nepjol.info/index.php/njiss/article/view/89687