Acharya, Devaraj, Bishnu Prasad Wagle, and Radha Bhattarai. 2019. “Illness, Healthcare, and Health Insurance: Socio-Economic Perspective in Nepalese Context”. Nepalese Journal of Insurance and Social Security 2 (2):1-9. https://www.nepjol.info/index.php/njiss/article/view/31824.