S. S. Ghimire, S. G. Shrestha, K. C. Dahal, G. P. Sharma, and U. P. Sigdel, “Safeguarding Nepal’s Paddy Farmers: Necessity, Challenges, and Policy Directions for Crop Insurance”, Nep. J. Insur. Soc. Sec., vol. 8, no. 2, pp. 66–74, Dec. 2025, Accessed: Jul. 19, 2026. [Online]. Available: https://www.nepjol.info/index.php/njiss/article/view/89677