Ghimire, Shurendra. “Curricular Decoupling of Social Protection: A Pragmatic Evaluation of the Integration of Risk Management, Social Security, and Insurance in Nepal’s Secondary Education”. Nepalese Journal of Insurance and Social Security 8, no. 2 (December 30, 2025): 85–97. Accessed January 17, 2026. https://www.nepjol.info/index.php/njiss/article/view/89427.