SHRESTHA, Suman. Moving from cash to cashless economy: Factors affecting digitalization in Nepal. Nepalese Journal of Management, [S. l.], v. 11, n. 2, p. 56–73, 2024. DOI: 10.3126/njm.v11i2.68830. Disponível em: https://www.nepjol.info/index.php/njm/article/view/68830. Acesso em: 7 dec. 2025.