JOSHI, Shreya. Financing Constraints of Nepalese Small and Medium Enterprises. Nepalese Journal of Management Science and Research, [S. l.], v. 8, n. 1, p. 224–246, 2025. Disponível em: https://www.nepjol.info/index.php/njmsr/article/view/78818. Acesso em: 8 dec. 2025.