Ghimire, A., B. Jaiswal, J. Shrestha, K. Shrestha, and S. Shrestha. “COVID-19 and Digitization of SMEs: The Impact and Way Forward”. New Perspective: Journal of Business and Economics, vol. 6, no. 1, Sept. 2023, pp. 83-90, doi:10.3126/npjbe.v6i1.58918.