KHANAL, Rajiv. Financial Literacy and the Sustainability of Rural SMEs in Nepal: Examining the Mediating Effects of Access to Finance and Risk Attitude. NPRC Journal of Multidisciplinary Research, [S. l.], v. 2, n. 12, p. 81–112, 2025. DOI: 10.3126/nprcjmr.v2i12.86962. Disponível em: https://www.nepjol.info/index.php/nprcjmr/article/view/86962. Acesso em: 6 dec. 2025.