Shrestha, B. and Adhikari, G.M. 2025. Interest Rate Spread Determinants in Nepalese Commercial Banks: Factors Affecting Lending-Deposit Rate Margins . Patan Prospective Journal. 5, 2 (Dec. 2025), 23–47. DOI:https://doi.org/10.3126/ppj.v5i2.92854.