Shrestha B, Adhikari GM. Interest Rate Spread Determinants in Nepalese Commercial Banks: Factors Affecting Lending-Deposit Rate Margins . Patan Prospective J. [Internet]. 2025 Dec. 31 [cited 2026 Apr. 24];5(2):23-47. Available from: https://www.nepjol.info/index.php/ppj/article/view/92854