JOSHI, Deepika; CHAPAGAIN, Rishi. Factors Affecting Retirement Financial Planning among Private Sector Employees in Kathmandu Valley. Quest Journal of Management and Social Sciences, [S. l.], v. 8, n. 1, p. 22–42, 2026. DOI: 10.3126/qjmss.v8i1.91742. Disponível em: https://www.nepjol.info/index.php/qjmss/article/view/91742. Acesso em: 9 may. 2026.