Chaudhary, M.K. et al. 2026. Financial Independence and Psychological Well-Being Among Emerging Adults: The Mediating Role of Future Orientation in an Emerging Economy . Shahid Kirti Multidisciplinary Journal. 4, 1 (Jan. 2026), 30–52. DOI:https://doi.org/10.3126/skmj.v4i1.90293.