Suraj Raj Bhandari, and Vinitendra Pratap Singh. 2025. “Assessing the Role of Microfinance Programs in Enhancing the Socio-Economic Empowerment of Rural Women in Karnali Pradesh, Nepal”. Surkhet Journal 4 (1):243-62. https://doi.org/10.3126/surkhetj.v4i1.86238.