Microfinance Intervention and Livelihood Status: A Case of Gramin Bikash Bank Limited

  • Ramkrishna Chapagain School of Business, Pokhara University
  • Rishikesh Aryal School of Business, Pokhara University
Keywords: Microfinance, Intervention, Non- intervention, Remote, Income level, Capital expenditure, Occupational status, Consumption expenditure, Information access, Livelihood status

Abstract

 This paper attempts to focus on the impact of micro finance intervention on livelihood status of the people taking samples of 60 respondents of microfinance intervened and 60 non intervened population of Grameen Bikash Bank which lies on remote area of Pokhara, Leknath Metropolitan city and nearby VDCs. The study is based on the randomized control trial approach and data were collected through researcher administered questionnaire. Respondents were taken through stratified sampling. The research finds that microfinance intervention has association with occupational status, micro enterprise creation, frequency of loan taken and occupational change. Independent sample t-test shows micro finance intervention increases income level, capital expenditure, consumption expenditure and saving. The regression analysis shows that micro finance intervention changes the livelihood status of women of rural areas of Pokhara Municipality and nearby VDCs.

 The Sapta Gandaki Journal

Vol. IX, 2018 Feb. Page: 62-72

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Author Biographies

Ramkrishna Chapagain, School of Business, Pokhara University
Lecturer
Rishikesh Aryal, School of Business, Pokhara University
Aryal was MBA student
Published
2018-08-26
How to Cite
Chapagain, R., & Aryal, R. (2018). Microfinance Intervention and Livelihood Status: A Case of Gramin Bikash Bank Limited. Saptagandaki Journal, 9, 62-72. https://doi.org/10.3126/sj.v9i0.20881
Section
Articles